I've read recently in an article that emotions are where a traditional financial advisor takes over a Robo-advisor, and I must say that I agree with that. Robo-advisors only have one job, to use algorithms to manage your investment portfolio. They are not designed to manage the emotional component of investing and building wealth. For traditional advisors and retirement planner such as the one from https://www.grimardfinancial.com/, this is a daily role they fulfill. When markets decline or clients experience an important financial event, the traditional advisor is there to talk them down off the proverbial ledge and help them make a rational decision void of strong emotions.