Tom Cleveland has had an extensive career in the international payments industry with over 30 years of experience in executive management, corporate governance, and business development. Tom served as CFO for various Visa International entities from 1980 until 1999, retiring with the title of Group EVP and Treasurer. Since his departure from Visa, Tom has served as CFO for a number of international payment companies, while also consulting with clients in various Fintech industries. While at Visa, Tom was instrumental in expanding the global reach of the Visa system and in building the Visa forex system, which cleared and settled over $5 billion a day in 22 currencies at that time. He has also successfully designed, built and operated innovative private payment networks for B2B, C2B and C2C cross-border payments. In his free time, Mr Cleveland has been a prolific writer on the Internet for the past decade, covering topics related to business, financial markets, forex trading and fraud prevention, and the payments industry. Mr Cleveland earned an engineering degree from the Georgia Institute of Technology and did graduate work in Finance at Georgia State University. Contact Tom using: Linkedin.